The high cost of exclusion

If we are going to build marketplaces of medical insurance it is in our interest to have all potential patients participate. Basically we don’t want to exclude anyone who might use the system from buying health insurance that is offered at a profitable price.  There are of course people we don’t want to pay any part of their insurance premium. The reason is simple if we keep someone from buying health insurance they are still just as likely to need care and some of them will end up in emergency rooms costing us all in higher health costs.  So anyone we exclude from buying health insurance ironically will end up being subsidized in the worst possible way.  And we let them buy health insurance we are letting them pay their fair share.  Yes it is stupid to exclude any potential patient of the health care system, even if those potential patients are called illegal immigrants.


A Madman has spoken

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